Why Is Car Insurance Necessary In NC?

If you're the owner of a car, you need to be aware of the fact that car insurance is a necessity. In most states, car insurance is required by law. And, even if you don't have car insurance, you may still be responsible for damages that occur while driving your car. 

In order to understand why car insurance is necessary, it's important to first understand what happens when you get into an accident. When two or more cars collide, the damage can vary a great deal.

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For example, if you hit someone who's stopped at a red light, their car might just get scratched. But if you hit someone who's moving, and they end up getting into a serious crash, their vehicle may be totaled.

In order to protect yourself and your property in case of an accident, it's important to have enough money set aside in case of damages.

This money can come from your auto insurance policy or from another source, such as a personal injury protection (PIP) policy. PIP policies are available through many employers and provide coverage for medical expenses and lost income if you're injured in an accident. 

Now that we've discussed why car insurance is necessary, it's time to buy one.